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Financial reform's modest impact
Forbes: Congress passed the final version of financial reform legislation on July 15, and President Barack Obama will sign the bill within days. The effect of the legislation on the industry will be relatively modest--and could be further weakened depending on whom the president chooses to lead a new regulatory body, and how existing regulators implement and promulgate new rules over the next few years.
The Restoring American Financial Stability Act provides an unfinished blueprint outlining the scope of financial reform. The text of the legislation leaves undefined significant, substantive details of the new regulatory regime. By some estimates, at least 75% of the substance of the legislation remains unsettled.
