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US to ease modifications on Fannie, Freddie-backed mortgages
News and Observer: The overseer of Fannie Mae and Freddie Mac is directing mortgage loan servicers this summer to begin offering a simplified mortgage modification to some struggling borrowers whose loans are backed by the two enterprises.
Beginning July 1, the Federal Housing Finance Agency said, loan servicers will be required to reach out to eligible, seriously delinquent borrowers and offer them a three-month trial loan modification without the borrower providing any financial documents or hardship letters.
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