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Have Banks Learned a Lesson on Easy Credit?
The Wall Street Journal (online registration required): Largely because too many people borrowed too much money, primarily for residential mortgages but also to finance credit-card purchases, and lenders let them.
A study released May 28 by three economists at the Federal Reserve Bank of New York reported that consumer non-mortgage debt has grown for three successive quarters, the first time this has happened since the onset of the Great Recession.
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